Attention homeowners: Real estate appraisal services for in Price and Carbon County

The top seven reasons why UT homeowners call on Johnson Appraisal Service:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Carbon county's assessment of your propertyworth
Remove PMI to cut your monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Carbon county or UT by determining the true market value of real estate in question

Need help determining the price of your home in or near Price, UT?
Contact Johnson Appraisal Service.

At Johnson Appraisal Service, we understand the special needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Johnson Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

PMI Removal Appraisals

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping consumers just like you remove unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is declining or not appreciating as much as other homes close to yours. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An expert appraisal from Johnson Appraisal Service is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Johnson Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would wish to have a seasoned professional double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Johnson Appraisal Service offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Johnson Appraisal Service can We can assist you. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.